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Wright Home Inspection

4-Point Inspections in DeLand & Volusia County

Get the official inspection your insurance company requires for older homes. Fast scheduling, quick turnaround, and detailed reports.

What Is a 4-Point Inspection?

A 4-Point Inspection evaluates the four major systems of a home—roof, electrical, plumbing, and HVAC—to help insurance companies determine whether a property meets their underwriting requirements.

Unlike a comprehensive home inspection, a 4-Point Inspection focuses only on the home's four primary systems. Insurance companies often require this inspection when a home is approximately 25 to 30 years old or older before issuing or renewing a homeowners insurance policy.

The inspection documents the condition of these systems and identifies any visible concerns that could affect insurability. Once complete, you'll receive a detailed report that can be submitted directly to your insurance company or insurance agent.

What Does a 4-Point Inspection Include?

During a 4-Point Inspection, we evaluate the condition and age of the home's four major systems. The inspection helps insurers assess potential risks before providing or renewing coverage.

Roof

We inspect the roof's age, visible condition, and overall remaining service life. Signs of deterioration, damage, or leaks are documented for the insurance report.

Electrical System

We evaluate the electrical panel, wiring, and visible electrical components for safety and general condition. Older or outdated electrical systems may require additional review by the insurance carrier.

Plumbing System

We inspect visible plumbing materials, fixtures, and signs of leaks or water damage. The inspection also identifies the type of supply and drain piping when accessible.

HVAC System

We evaluate the heating and air conditioning system, including its approximate age, visible condition, and operational status at the time of inspection.

Who Needs a 4-Point Inspection?

A 4-Point Inspection is most commonly requested by insurance companies for homes that are 25 to 30 years old or older. As homes age, the condition of the roof, electrical, plumbing, and HVAC systems becomes more important when evaluating the property's overall risk. This inspection provides insurers with an up-to-date assessment of these key systems before issuing or renewing a homeowners insurance policy.

You May Need a 4-Point Inspection If...

A 4-Point Inspection is often required by insurance companies when a home reaches 25 to 30 years of age or older. Whether you're purchasing an older home, renewing your homeowners insurance policy, or switching insurance providers, your carrier may request this inspection to verify the condition of the home's four major systems. You may also benefit from an updated inspection if you've recently replaced your roof or made significant upgrades to your electrical, plumbing, or HVAC systems, as these improvements can help provide your insurer with current, accurate information.

Fast, Insurance-Ready Reports

After the inspection is complete, we prepare your report promptly so you can submit it to your insurance company without unnecessary delays. Our goal is to provide clear, accurate documentation that helps keep your insurance application or renewal process moving. Most inspection reports are delivered within 24 hours, allowing you to quickly submit the required documentation to your insurance company.

Wright Home Inspection proudly provides professional 4-Point Inspections for homeowners, homebuyers, and real estate professionals throughout DeLand, Orange City, Deltona, DeBary, Lake Helen, and surrounding areas of Volusia County.

Frequently Asked

FAQ

A 4-Point Inspection evaluates the roof, electrical system, plumbing system, and HVAC system. These are the four major components insurance companies review when determining eligibility for coverage.

Insurance companies often request a 4-Point Inspection for homes that are 25 to 30 years old or older to assess the condition of the home's major systems before issuing or renewing a policy.

Most inspections take 30 to 60 minutes, depending on the size and condition of the home.

No. A 4-Point Inspection is limited to the roof, electrical, plumbing, and HVAC systems. A full home inspection evaluates many additional components of the property.

We strive to deliver inspection reports promptly so you can submit them to your insurance company as soon as possible. Contact us for current turnaround times.

Need a 4-Point Inspection in DeLand?

Schedule your inspection today and receive a professional report for your insurance company.

Wright Home Inspection

Be sure it is the "WRIGHT" home.
Hours
Monday – Friday
7:30 AM – 7:30 PM
Saturday
7:30 AM – 7:30 PM
Sunday
7:30 AM – 7:30 PM

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