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Wright Home Inspection

Wind Mitigation Inspections in DeLand & Volusia County

A Florida Wind Mitigation Inspection identifies wind-resistant features that may qualify your home for valuable homeowners insurance discounts.

What Is a Wind Mitigation Inspection?

A Wind Mitigation Inspection is a specialized inspection that documents the wind-resistant features of your home, helping Florida homeowners qualify for potential insurance discounts. During the inspection, a licensed inspector evaluates key components such as the roof shape, roof-to-wall connections, roof deck attachment, and impact-resistant openings. The findings are submitted on the official Florida OIR-B1-1802 Wind Mitigation Verification Form, which many insurance carriers use to calculate windstorm premium credits. If you own a home in DeLand, Volusia County, or the surrounding Central Florida area, a wind mitigation inspection can be an important step toward lowering your homeowners insurance costs while verifying your home's ability to withstand high winds.


Why Do I Need a Wind Mitigation Inspection?

Lower Insurance Premiums

Florida insurers reward homes built to better withstand hurricanes.

OIR-1802 Report

Receive the official Wind Mitigation Verification Inspection Form accepted by Florida insurance companies.

Hurricane Protection

Learn how your home performs during high-wind events.

Fast Turnaround

Reports delivered quickly so you can submit them to your insurance company.

What Does a Wind Mitigation Inspection Include?

A Wind Mitigation Inspection is a focused evaluation of the construction features that help your home withstand Florida's high winds and hurricanes. During the inspection, we document these features on the official OIR-B1-1802 Uniform Mitigation Verification Inspection Form, which your insurance company uses to determine whether your home qualifies for available wind mitigation discounts.

How Much Can You Save?

Many Florida homeowners qualify for significant insurance savings after completing a Wind Mitigation Inspection. While every insurance company calculates discounts differently, homes with qualifying wind-resistant features often receive meaningful reductions in annual premiums.

What we inspect

Shape of
your Roof

Your roof's shape affects how it performs during high winds. We identify the roof geometry and document it on the OIR-B1-1802 form, as certain roof designs may qualify for greater insurance discounts.

Roof-to-Wall Attachment

We inspect how the roof is connected to the walls, looking for clips, straps, or other approved attachment methods. Stronger connections help improve a home's resistance to wind damage.

Roof Deck Attachment

We inspect how the roof is connected to the walls, looking for clips, straps, or other approved attachment methods. Stronger connections help improve a home's resistance to wind damage.

Opening Protection

We examine windows, doors, garage doors, and other openings to determine whether they are protected with impact-rated products or approved storm shutters.

Water Resistance

When accessible, we verify whether an additional water-resistant barrier is installed beneath the roof covering. This extra layer helps protect the home if the roof is damaged during a storm.

Frequently Asked

FAQ

A Wind Mitigation Inspection is a specialized inspection that evaluates your home's wind-resistant construction features. The inspection documents items such as roof shape, roof-to-wall connections, roof deck attachment, and opening protection on the official Florida OIR-B1-1802 form. Insurance companies use this report to determine whether your home qualifies for potential homeowners insurance discounts.

Insurance savings vary depending on your home's construction and your insurance provider. Homes with qualifying wind-resistant features may be eligible for discounts on their homeowners insurance premium. Your completed OIR-B1-1802 report can be submitted to your insurance company, which will determine any available credits.

A Wind Mitigation Inspection evaluates several key features of your home, including roof geometry, roof-to-wall attachment, roof deck attachment, opening protection, and secondary water resistance. These features help determine how well your home may withstand high winds and hurricanes and are documented on the official Florida inspection form.

Most Wind Mitigation Inspections take 30 to 60 minutes, depending on the size and accessibility of the home. After the inspection is complete, your report is prepared and delivered so you can submit it to your insurance carrier.

While a Wind Mitigation Inspection is not required for every homeowner, it is highly recommended for anyone looking to reduce homeowners insurance costs or document wind-resistant features. Many Florida homeowners choose to have one completed when purchasing a home, renewing an insurance policy, or after replacing a roof or installing hurricane protection.

Ready to Schedule Your Wind Mitigation Inspection?

One house a day, full attention on yours. Call or text (386) 414-9230 — seven days a week, 7:30 AM to 7:30 PM.

Wright Home Inspection

Be sure it is the "WRIGHT" home.
Hours
Monday – Friday
7:30 AM – 7:30 PM
Saturday
7:30 AM – 7:30 PM
Sunday
7:30 AM – 7:30 PM

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